The History of The Fintech Industry, Explained
The fintech industry has evolved from a startup-centric phase into mainstream financial infrastructure, characterized by cycles of boom and bust driven by macroeconomic factors like interest rates.summaryThe sector is shifting focus from simple digital access to improving financial logic, credit scoring, and embedded finance across non-financial platforms.summaryAI Fraud Crisis: The most immediate and impactful use case for AI in financial services is fraud. Fraud is growing at 18-20% annually, with AI enabling sophisticated attacks like 'pig butchering' scams that replace humantakeaway














