Stop Listening to Gurus. Here's How to Actually Make Money. | Morgan Housel
29:59thinking of risk in the way that California thinks of earthquakes tell me about that because this is I live in California and I hope you're right about30:06this well and if you live in California you know with certainty that earthquakes are going to be part of your future30:17that everybody accepts it but nobody including the foremost earthquake experts know when it's going to occur














