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Chapters & Sections (44)
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0:01
Background and Context
1:02
Teaching Real Estate Class in Prison
2:04
Obtaining a Mortgage Basics
3:05
Importance of Credit Score
4:07
What is a Trade Line?
4:38
Equity and Down Payment Requirements
5:09
Conventional Loan Down Payment Requirements
6:12
Sourcing and Seasoning of Down Payment Funds
7:14
Using Bank Statements to Source Funds
7:46
Alternative Methods for Sourcing Funds
8:17
Difficulty in Forging or Faking Documentation
8:47
Collateral Requirements for Mortgage Loans
10:17
Lender's Perspective on Major Repairs
10:48
Minor vs. Major Repairs for Lending Purposes
11:20
Appraisal Value and Bank Lending Decisions
12:20
Emotional Attachment vs. Reason in Property Purchases
13:24
Fraudulent Practices in Real Estate Transactions
13:54
Residential History and Payment Record
14:25
Improving Creditworthiness by Staying in One Place
14:56
Avoiding Gaps in Payment History
15:27
Providing Proof of Payment to the Bank
17:00
Avoiding Cash Payments and Rent History
17:31
Rent Payment Timing and Mortgage Impact
18:03
Employment History and Job Stability
20:41
DTI Ratio and Conventional Loan Requirements
21:11
Calculating Mortgage Payments and Credit Card Debt
21:42
Affordability and Budgeting for a New Mortgage
22:44
Realistic Expectations and Lending Decisions
24:15
Initial Requirements for Home Loan
25:18
Importance of Credit Score and History
26:54
Providing Documentation for Loan Application
27:27
Providing Proof of Income and Rent History
28:27
Addressing Concerns about Employment and Income
28:57
Meeting Home Loan Criteria
3h 45m⏭ 2
2h 20m⏭ 1
1h 49m⏭ 2
2h 15m⏭ 4
2h 11m⏭ 2
2h 28m⏭ 1
2h 54m⏭ 3
2h 23m⏭ 2
2h 32m⏭ 3
2h 24m⏭ 2
1h 43m⏭ 2
2h 1m⏭ 1
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1h 18m⏭ 4
1h 14m⏭ 2
2h 0m⏭ 2
1h 9m⏭ 3
38m
2h 37m⏭ 2
1h 14m⏭ 1
1h 17m
2h 53m⏭ 1
1h 1m
49m