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Chapters & Sections (186)
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1:05
Introduction to Do Not Pay and its Founder, Joshua Brower
section
2:59
Signing up to the Federal Do Not Call List and Trapping Robocallers
3:09
Helping Family and Friends with AI and Automated Legal Rights
3:12
How Do Not Pay's AI Generates Demands for Settlement Money
4:09
Influence of Human Rights Activism
5:10
Teaching Oneself to Code and Ambition
6:43
Reasons for dropping out of college
7:13
Starting a company and building a team
8:15
Expanding services and using AI
8:46
AI Bill negotiation service
9:16
Robocall service and subscription model
10:18
Honey Trap Technique to Gather Information
10:49
Settlement and Confidentiality Agreements
11:20
Difficulty in Identifying Scammers
11:52
Government Efforts to Regulate Robocalls
12:23
Concentrated Benefit and Spread Out Cost
12:57
New Product to Combat Robocalls
12:59
Do Not Pay's AI-Powered Solution for Fighting Robocalls and Suing Scammers
13:27
Wasting Time of Scammers with AI
13:28
Joshua Brower's Personal Experience with Parking Tickets and the Inspiration for Do Not Pay
13:59
Fake Voices and Scams
15:00
AI-Powered Solutions for Everyday Tasks
16:03
Company Background and Services
17:35
AI Canceling Subscriptions and Dispute Letters
18:05
Mission to Replace Credit Repair Lawyers with AI
18:37
Automating Credit Dispute Resolution with AI
19:39
New Service for Removing Negative Items from Credit Reports
20:10
Cross-Border Consumer Protection and Timeshare Resolution
21:14
Unpleasant Staff Interaction and Room Issue
21:44
Positive Resolution to a Previous Issue
22:16
Game Boy Incident and Response from Company
23:50
Importance of Polite Communication in AI Negotiation
24:21
Hotel Booking Scanning and Upgrade Request
24:53
Personalized Letters and Robot Lawyer Potential
25:54
Automating Refunds for UPS and FedEx
26:25
Writing to Politicians and Inmates
26:57
Free Trial Credit Card Service
31:38
Legal Liability and Truthfulness in AI Responses
32:09
AI's Potential to Spread False Information and Impact on Reputation
32:40
Personal Experience with AI-Generated False Information
33:12
Advantages and Disadvantages of AI in Credit Repair
35:17
Personal Experience with Scammers and Importance of Standing Up for Yourself
37:27
Philosophy on Machines and Subscription Services
38:20
Scams and Importance of Reverse Thinking
38:50
Types of Scams, Including Check Fraud and Shoplifting
40:26
Pre-Meditated Scams and Legal Terms
40:58
Group Efforts in Scams and Masterminds
42:34
In-Store Theft Scenario
44:09
Romanian Wall Scam
44:40
Cash Register Theft
45:10
Convenience Store Scams and Distractions
45:42
Choreographed Theft and Misdirection
47:14
Identity Theft Scam Scenario
48:17
Mortgage and Credit Card Scams
49:21
Credit Card Company Response
50:58
LifeLock and Home Title Lock Services
51:29
Difficulty in Managing Time and Fees
52:01
Inspiration from TV Show American Greed
52:32
Oil Rig Scheme and Check Fraud
54:34
Finding and Cashing Checks
55:05
Using Corporations to Deposit Checks
55:38
Banks' Lack of Verification
56:09
Large-Scale Fraud and Discovery
57:44
Getting a Seven Million Dollar Check from Kellogg's
58:16
Ripping Off Banks and Getting Large Checks
59:48
Borrowing Money and Using a Fake ID to Get Credit
1:01:23
Arrest Story and Regret
1:01:54
Getting Arrested is Not Fun
1:02:25
Insanity and Hustling
1:02:56
Clean Air Credits and Ocean Cleanup
1:04:28
Marketplace for Clean Air Credits
1:05:31
Auctioneer and Hippies at Christie's
1:06:04
EPA Approval and Fraudulent Activity
1:07:08
Expensive Cars and Investigation
1:09:11
Charging Unique Crimes and False Statements
1:09:42
Conscription and Substitution in Historical Contexts
1:10:13
Negotiating Sentences and Substitution of Time
1:10:45
Real-World Example of Sentence Negotiation and Substitution
1:12:17
Meeting with Lawyers in Detention Centers
1:12:48
The guy's generosity in prison
1:13:48
Tony's story about getting a car for someone in prison
1:14:50
Tony's story about getting a car for someone in prison (continued)
1:15:20
Tony's story about getting a car for someone in prison (conclusion)
1:16:25
El Chapo's Role in the Cartel and His Connection to El Mayo
1:16:55
Story of a Guy Who Worked with El Chapo and Was Locked Up in Coleman
1:17:27
Conspiracy and Life Sentence of a Low-Level Guy Who Worked with El Chapo
1:17:57
Life in a Mexican Prison and the Harsh Conditions of America's Penal System
1:19:32
Comparing Mexican Conditions to Scams
1:20:04
Ponzi Schemes and Legitimacy
1:20:34
Scam Business Models and Losses
1:21:35
Maintaining Ponzi Schemes and Madoff's Scheme
1:23:10
Defining Ponzi Schemes and Business Opportunities
1:23:42
Red Bull's Business Opportunity Scheme
1:24:13
Credit Card and Catalog Scam
1:25:45
Equifax and Monthly Reporting Fees
1:26:16
Initial Scheme and Bank of America's Involvement
1:27:49
Consequences of Fraud and Sentencing Guidelines
1:28:51
Inequity in Sentencing Enhancements
1:29:21
Wipeouts and Victims' Logic
1:29:52
Feds and Retroactive Changes
1:30:22
Ponzi Schemes and Victim Compensation
1:32:26
Defining a Ponzi Scheme and its Mechanics
1:32:57
Social Security Analogy and Legal Ponzi Scheme
1:33:29
Money Back Guarantee Scam and False Advertising
1:35:02
Unfair Business Practices and Federal Case
1:35:33
Introduction to the Warshak Case and Fraudulent Activities
1:36:35
Warshak's Crimes and Sentencing
1:38:10
Discussion of the Case and Warshak's Character
1:39:44
Initial reaction to the YouTube video's views
1:41:16
Comparing the YouTube video to other rap music
1:42:16
Discussion about a concert promoter's schemes
1:43:49
Rules and restrictions in the halfway house
1:44:20
Comparison of experiences with Jess and others
1:44:52
Noticing unusual behavior from other inmates
1:45:54
Confrontation with an inmate about American Greed
1:46:57
Arrival and Initial Observations
1:47:28
Meeting the Concert Promoter
1:48:00
Conversation with the Promoter
1:48:31
Follow-up and Gym Visit
1:50:04
Meeting Prisoners and Billionaires
1:50:34
NASA Employees and Military Dorms
1:51:07
Random Text Messages and Entrapment
1:53:45
Initial email harassment and deletion attempts
1:54:16
90-day email bombardment and eventual click on link
1:55:18
Arrest, indictment, and trial for alleged crime
1:56:52
Credit Card Information Scam and FBI Involvement
1:57:53
Arrest and Plea Deal
1:59:59
Perception of Age and Online Interactions
2:00:31
Hands-On and Legal Issues in the United States
2:01:02
German Laws and Consulate Inaction
2:01:34
Fraudulent Charges and Misrepresentation
2:02:04
Credit Card Fraud and Access Device Fraud
2:03:05
Security Levels and Drug Addiction
2:03:37
Recognizing Scams and Envy
2:04:09
Common Mistakes in Scams
2:04:40
Consequences of Scamming
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