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Chapters & Sections (194)
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3:08
Alternative to Patreon
3:38
Donation Methods and Benefits
4:09
Personal Stories of Donations
5:12
Financial Advice and Show Overview
6:13
Financial Advice and YouTube Subscribers
6:45
Separating YouTube Channels and Podcasting
7:16
Experimentation in Podcasting
8:18
Podcasting Conferences and Attendance Records
8:50
Meeting at a Podcasting Conference
9:23
Author's Background in Real Estate
10:27
Understanding Synthetic Identities and Housing Prices
11:31
Creating Synthetic Identities to Drive Up Housing Prices
12:32
Satisfying a Mortgage with Bank of America
13:37
Learning the Process of Foreclosure from Personal Experience
14:39
Understanding the Foreclosure Process and Federal Laws
15:41
Bank's Incentive to Foreclose and Fees
16:12
Foreclosure Process and Title Search
16:43
Serving the Defendant and Foreclosure
17:45
Judgment and Bankruptcy Considerations
18:46
Bank's Jurisdiction and Property Ownership
19:16
Fighting Foreclosure and Bank Representation
19:48
Approaches to Resolving Foreclosure
21:55
Tax Consequences of Short Sales and Capital Gains
22:56
IRS Forgiveness of Debt Income
23:28
Filing Motions for Extension and Time
23:58
Loan Modification Negotiations with Banks
25:01
Filing Documents with the Court and Original Note Requirements
25:33
Bank's Failure to Provide Original Documents
26:05
Chain of Assignments and Mortgage Transfers
26:36
Servicing Rights and Wall Street Securities
28:07
Fraudulent Mortgage Practices
28:38
Unscrupulous Mortgage Brokers
29:09
Lax Lending Standards and Lack of Verification
29:39
Banks' Complicity in Fraud
30:10
Fraudulent Activities and Lack of Accountability
31:11
Bank Fraud and Foreclosure Process
32:14
Lis Pendens and Foreclosure Lawsuits
32:45
Florida Foreclosure Process and Delays
34:18
Borrower's Options Before Filing Foreclosure
34:48
Bank's Motion for Final Judgment and Sale
35:21
Judicial Delay in Foreclosure Process
36:48
Mortgage Modification and Mediation Options
38:21
Initial Thoughts on Adjustable Rate Mortgages and Foreclosure
38:52
Mortgage Broker Experience with Adjustable Rate Mortgages
39:24
Calculating Payments and Late Fees for Adjustable Rate Mortgages
41:27
Predatory Lending and Unforeseen Consequences - Examples
43:00
Defending Borrowers Despite Predatory Lending
43:31
Options for Borrowers in Difficulty
44:33
Accruing Late Charges and Suspense Account
45:05
Consequences of Falling Behind
45:37
Judicial Process and Auction
46:08
Online Auction and Right of Redemption
47:42
10-Day Window for Challenging Sale
48:45
Attempting to Stop the Sale
49:18
Irregularities in the Sale Process
50:21
Limitations on Redeeming a Foreclosed Property
50:53
Bank's Credit Bid and Judgment Explanation
51:24
Credit Bid Example
51:56
Bank's Evaluation and Decision
52:58
Post-Purchase Actions for the Bank
53:30
Eviction Process and Cash for Keys
54:02
Tenant Horror Stories and Eviction Process
55:02
Cash for Keys and Immediate Eviction
55:33
Protecting Tenants in Foreclosure Act
57:05
Consequences of Not Paying Debts and Damage to Property
58:09
Typical Behavior During Evictions
58:39
Cash for Keys and Property Maintenance
1:00:16
Bankruptcy and Unpaid Debts
1:00:48
Unsettled Lawsuit and Equipment Issues
1:01:50
Motion to Unwind Judgment
1:02:53
Settlement Offer and Case Resolution
1:03:23
Settling a Lawsuit for a Dollar
1:04:26
Avoiding Bankruptcy and Real Estate Investing
1:05:59
Frugal Living and Avoiding Unnecessary Expenses
1:06:30
Canceling Unnecessary Subscriptions and Services
1:08:06
Reducing Expenses by Cutting Back on Luxuries
1:08:36
Rebuilding Credit and Managing Debt
1:09:38
Fear of Embarrassment and Debt Disclosure
1:10:08
Bankruptcy as a Last Resort
1:10:41
Credit Impact and Rebuilding Options
1:11:11
Post-Bankruptcy Credit and Loan Options
1:12:44
What are Credit Profile Numbers?
1:13:14
How Credit Profile Numbers Work
1:14:18
Potential Issues with Credit Profile Numbers
1:15:21
Creating a Synthetic Identity
1:15:53
Credit Card Scams and Credit Building
1:16:23
Disputing Debt with Credit Bureaus
1:16:54
Removing Bankruptcies and Negative Reporting
1:18:58
Falsified Satisfaction and Title Insurance Underwriter
1:19:30
Ripple Effect of Fraudulent Mortgage on Title Insurance Industry
1:20:02
Current Title Claims and Cases
1:22:08
Receiving Foreclosure Notice and Initial Reaction
1:22:39
Confronting the Mortgage Company and Seeking Resolution
1:23:10
Paying Off the Loan and Satisfying the Mortgage
1:23:41
Discovered Forgery and Bank's Lack of Due Diligence
1:25:13
Borrowing Money and Selling a House Subject to a Loan
1:25:44
Due on Sale Violation and LLCs
1:26:15
Foreclosure Due to Payment Stoppage and Due on Sale Violation
1:27:19
Wraparound Mortgages and Subject to Mortgages
1:27:51
Problem with Foreclosure and Bank Notification
1:28:22
Wrap Around Mortgages and Subject Two Transactions
1:29:56
Risk of Wrap Around Mortgage Non-Payment
1:30:26
Wraparounds, Due on Sale or Subject to a Mortgage
1:30:57
Fear of Non-Payment and Foreclosure
1:31:28
Self-Help Foreclosure and Deed Delivery
1:32:00
Forced Deed in Lieu of Foreclosure and Florida Law
1:32:31
Signing a Deed in Advance and Litigating the Issue
1:33:03
Personal Experiences with Investors and Homeowners
1:33:34
Investor Treatment of Homeowners and Community Stance
1:34:05
Attorney's Perspective on Investor-Homeowner Relationships
1:35:05
Client Justification and Attorney Frustration
1:35:37
Using Covid as an Excuse for Not Paying Rent
1:36:09
Borrowing Money to Flip Houses
1:36:39
Renting Out Properties and Stopping Payments
1:38:09
Initial Proposal and Mortgage Payment Plan
1:38:39
Counteroffer and Criticism of Proposal
1:39:10
Discussion of Responsibility and Bankruptcy
1:41:17
Unwise Financial Decisions and Bankruptcy
1:42:18
Money Management and Long-Term Planning
1:42:50
Economic Struggles and Foreclosures
1:44:23
Returning to Healthy Foreclosure and Bankruptcy Levels
1:44:53
Inflation's Impact on Real Estate Market
1:45:24
Changes in Real Estate Market Dynamics
1:45:55
Current State of the Real Estate Market and Inventory Issues
1:47:27
Fake Title Company and Deposit Schemes
1:47:57
Title Fraud Scheme Involving DBA and Bank Accounts
1:48:58
Title Fraud Scheme Involving Lien and Foreclosure
1:50:30
Theft by Foreclosure and Attorney Fees
1:51:31
Lien Creation and Fraudulent Activity
1:52:03
Providing Bank Account Information
1:53:05
Federal Indictment and Investigation
1:53:36
Mortgage Liens and Foreclosures Explained
1:55:09
Wraparound Mortgages in Lease Situations
2:00:19
The Speaker's Early Career as a Bankruptcy Attorney
2:00:50
The Speaker's Analytical Skills and Business Investments
2:01:21
The Speaker's Company and Payroll Services
2:01:52
The Speaker's Negotiations with the IRS and Creditors
2:02:54
The Speaker's Book and Personal Experience
2:03:25
Interviews with Frank's Security Forces and Political Candidate
2:03:56
Comparison to Credit Repair Companies
2:04:28
Foreclosure Defense Industry and Charging Fees
2:06:01
IRS Acceptance of Stock in Companies
2:06:33
Taxes and Bankruptcy
2:07:04
Book Discussion and Podcast Promotion
2:07:36
YouTube Channel and Website Information
2:08:36
Video Recording and Donations
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