How to RAISE Your Credit Score & Make MORE Money! (Credit Card Hacks, Trade Lines & More)

Matthew Cox | Inside True Crime
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Chapters & Sections (84)

0:04 Credit and Financial Planning chapter 3
0:30 Understanding Credit and Bankruptcy Options
1:00 Secured Credit Card Options in Indianapolis
2:02 Applying for a Secured Credit Card with PNC
4:07 Leaving Corporate America and Financial Struggles chapter 3
4:07 Quitting Corporate America and Starting New Career Path
4:39 Student Loans Going into Collections and Credit Score Impact
5:10 Credit Score Jump Due to Delay in Student Loan Collections Showing Up
6:43 Credit Score Impact of Student Loans Going into Collections chapter
6:43 Pandemic Impact on Finances and Lending chapter 1
6:43 Getting New Credit Cards and Building Positive Payment History
7:44 Credit Card Offers and Financial Situation chapter
8:15 Career Development and Student Loans chapter
10:22 Student Loan Rehabilitation and Credit Score Improvement chapter
11:57 Credit Limit Increase and Credit Card Experience chapter
11:57 Learning About Credit and Building Business Credit chapter 3
11:57 Credit Limit Increase on Macy's Store Card and Discover It Credit Card
13:00 Researching Credit and Building Business Credit
14:02 Experiences with Discover It Card and Secure Cards
15:36 Credit Card Offers and Upgrades chapter 4
15:36 Upgrading Macy's Card to American Express
16:07 Using American Express for Gas Station Purchases
16:40 Applying for Multiple Credit Cards and Hard Pulls
17:41 Credit Card Applications and Scores
19:15 Credit Card History and Average Age chapter 3
19:15 Credit Card History and Average Age Explanation
20:16 Original Credit Card and Navy Federal Membership
20:46 Credit Limit Increase and Watching Graham Stetins
22:20 Navy Federal Credit Union and Sign-up Bonuses chapter 1
22:20 Understanding Credit and Sign-up Bonuses
22:53 Credit Card Management and Organization chapter 3
22:53 Using Credit Cards to Generate Cash Back and Usage
23:24 Obtaining a MX Platinum Card and Its Perks
24:27 Changing Credit Card Due Dates and Organization
26:31 Managing Credit and Due Dates chapter 4
26:31 Avoiding Late Payments and Bank Penalties
27:03 Organizing Due Dates with Calendar Reminders
27:34 Using Charge Cards Strategically
28:37 Gardening and Applying for Credit Limit Increases
30:09 Credit Card Strategies and Goals chapter 5
30:09 Chase Sapphire Reserve and Credit Card Goals
30:40 Credit Card Management and Installment Credit
31:11 Navy Federal Pledge Loan Strategy
31:41 Pledge Loan Process and Reporting
32:43 Additional Pledge Loans and Installment Payments
34:17 Credit Journey and Lessons Learned chapter 4
34:17 Initial Credit Growth and Time Patience
34:48 Credit Score Impact of Multiple Lines
35:22 Building Credit with Larger Limits and Targeted Offers
36:23 Credit Card and Loan Opportunities
38:26 Introduction to Trade Lines chapter 1
38:26 Learning about Trade Lines and Authorized Users
39:31 Personal Experience with Trade Lines chapter 3
39:31 Finding a Reputable Trade Line Company
40:02 Negotiating with Trade Line Companies
41:33 How Trade Lines Affect Credit Scores
42:04 Credit Card Limitations and Trade Line Companies chapter 6
42:04 Credit Card Limitations and CPN Use
42:36 Capital One Trade Line Information
43:06 Protecting Credit Card Information
43:37 Trade Line Game and Business Cards
44:07 Unfair Trade Line Brokers and Forum Use
44:38 Trade Line Limitations and Alternating Sessions
45:42 Lending and Credit Cards chapter 4
45:42 Using a credit card for lending and trust in borrowers
46:13 Lending to known individuals with interest rates
47:17 Large lending amounts and business relationships
48:19 Recurring lending and interest rates
49:22 Credit Card Management and Real Estate Investing chapter 2
49:22 Using credit cards for minimum payments and trade lines
49:54 Paying off debt and increasing lending goals
50:24 Real Estate Market Insights and Goals chapter 3
50:24 Real estate market insights in Indianapolis and Florida
51:30 Networking on Bigger Pockets and learning to pivot
52:02 Private money lending, brokering, and raising capital
53:03 Building Relationships with Banks chapter 3
53:03 Finding a Fair Broker and Using Multiple Banks
53:35 Limitations of MX and Co-Mingling Bank Accounts
54:08 Strategic Banking Relationships and Building Credit
56:43 Patience and Persistence in Credit Building chapter 4
56:43 Importance of Not Rushing Credit Building
57:14 Sharing Personal Experience with Credit Improvement
57:45 Legitimacy of Trade Line Rental and Referrals
58:17 Disagreement over Payment Amounts for Card Rentals

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